![]() Give it a read to find out which one is best for you.Īs far as returns from Gold are concerned, historically, Gold hasn’t delivered as high returns as equities in the long term. We have a blog that explains various Gold Investment Options in India. To overcome these limitations, you can buy gold through Mutual Funds and ETFs. But it comes with limitations like extra making or designing charges or storage expenses. Physical gold has been the traditional way to buy yellow metal. And even now, it has not lost its shine as an investment option that can beat inflation. Gold has been a symbol of wealth since ancient times. And in a rush to sell the property, you may have to sell at a deep discount.įurther, even if the money you need is smaller than the property, you will have to sell the entire property to get the money. One of the major risks with real estate is that you may not be able to liquidate it in a short period. Nevertheless, while property investments have delivered stunning returns in the past, it has its own set of risks and limitations. ![]() It is certainly one of the most popular investment options among Indians. Here are some popular Equity Funds categories and their long-term performance. As a result, it increases your chances of earning good returns over the long term. So they invest your money only after adequate research. More importantly, professional fund managers run these funds. These funds diversify your investments across multiple stocks. But they don’t concentrate your money on just 1 or 2 stocks. This is where Equity Mutual Funds come into the picture.Įquity Mutual Funds primarily invest in stocks. One way to reduce the risk of avoiding wealth-destroyers is to take professional help and diversify your investments across multiple stocks. And given that there are over 5,000 stocks listed on Indian Stock Exchanges, picking the right stocks is certainly an uphill task. But the real challenge is to find the right stocks. You can invest directly in the stocks of companies. To sum up, while stocks have immense potential to multiply your money in the long term, the risks of investing in stocks are also significant. And investors in these stocks witnessed an erosion of their wealth. Its stock prices tanked by 98-99% from their peak in January 2008. Take, for example, Reliance Communications. But at the same time, there are many companies that turned out to be wealth-destroyers. There are many more stocks like Bajaj Finance that have emerged as wealth creators for investors. It means your investments would have grown 180X times. 10,000 in Bajaj Finance in Jan 2007 would have become more than Rs. To put this return in perspective, an investment of Rs. For example, the Indian non-banking financial company Bajaj Finance has delivered an annualized return of over 41% in the last 15 years. There are many examples of stocks that have multiplied investors’ wealth over time. One of the best ways to create wealth for your long-term goals is to invest in equities. Let’s look at some of the investment options that can fit your long-term investment objectives, the risks they carry, and the returns they can deliver. That said, you need to decide what kind of volatility you can ride through and choose your investment options accordingly. Therefore, when you look to pick the best investment option for the long term, you may go for the options which are volatile but have the potential to deliver high returns over the long term. ![]() Long-term goals are the ones that you would want to achieve in the next 7-10 years. More importantly, we will explain how you can combine multiple investment options to create the best investment plan for yourself. This blog will look at some of India’s most popular investment options that fit into these 3 buckets, i.e., long-term, medium-term, and short-term. After this, you can choose among the available options per your risk appetite. By doing so, you will get an idea about the time you have in your hand to achieve the goal. One way to select the best investment plans for your portfolio is to divide your financial goals into 3 buckets: long-term, medium-term, and short-term. Therefore, to successfully grow your wealth, you need to align the available investment plans with your investment horizon and the risk you are willing to take. Plus, they may take longer than you think to yield the desired results. While specific investment plans can help you multiply your money, finding those investment products can be a tricky task. It is why we are always on the lookout for the best investment plans that can double or triple our money. We want to earn the highest return in the shortest possible time. Despite knowing that patience and discipline can yield better rewards, we want to achieve all our goals in the shortest possible time. In today’s world, we all seek instant gratification.
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